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YY Ng

YY Ng

Level 3

11 Jun 2021

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HDB Loan vs Bank Loan – Which Is Better?, how many properties should one view before making a decision?

Discussion (1)

What are your thoughts?

There's probably articles on seedly for this. i went with bank loan because i wanted lower interest rates and i believed that bank loan interest rates will not be higher than hdb loan interest rates anytime in the future.

I viewed over 20 properties before deciding. it's important not to rush them, and manage your emotions well so you dont end up overcommitting, especially with the 5k OTP at stake.​​​

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