Has anyone used the OCBC plus! visa debit card? Thoughts on it?

Want to get the savings account to use as my expense account as there is no fall below fee and the interest is 0.1% compared to my current dbs one which is 0.05% and fall below fee of $2. How does the debit card fare? Does contactless payments and transport thru simplygo count as expense? Am currently using dbs visa debit card and sometimes I dont get my cashback so I’m wondering if payments at the AXS counts as contactless as well?