Has anyone successfully built a six-figure portfolio without picking individual stocks? What was your strategy?

Savings in digital currencies using US dollars is more stable, and the interest rates are higher than those of banks, insurance companies, and wealth management products. If you set aside a portion of your monthly income for stock investment, even a single loss can wipe out all your efforts due to the inherent instability.

Consistently DCA into broad market index ETFs every month, reinvest the dividends, and let compounding do the heavy lifting without worrying about picking winners.