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What are the best savings accounts now?
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HC Tang
16 Apr 2020
Financial Enthusiast, Budgeting at The Society
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If you are under 26yo, SC JumpStart offers 2.00% for first 20k
Assume 26yo:
There are better multiplier bank accounts out there which gives more than 2.00% when you meet certain transaction criteria. Certainly better than 1.98% for 3 months then a meagre 0.5%.
Assume cannot meet transaction criteria:
Sing Finance gives 1.50% for first $300k. CIMB FastSaveris 1.00%. However, there's also a short fixed deposit promotions where you need to lock up a sum of money from 6-24 months for slightly higher rates.
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Would agree with ZheLiang, for fuss free best Svg Acct.
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Use this tools by seedly to find the best savings a/c with the highest interest suitable for your situations:
https://seedly.sg/tools/savings-account-calculator
After you shortlist a few , do check out all the T&C and a/c closings T&C to be safe, don't wanna stuck there when you need to move funds away.
Cheers.