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Anonymous

09 Jun 2021

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For those with multiple life / term plans with ECI / CI riders, when CI occurs, would you be claiming from all plans or term plan first then life plan later on just in case in future got recurring CI?

But if CI does not occur again, then would that be a loss in $$ in a sense? What thought process should I go through to decide, whether to claim from one or from all?

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Bellez

09 Jun 2021

Depends on your financial situation ba. Eci/Ci payout is for yourself mainly. Your life/term plan will still pay out when you die so it’s more for your dependents.

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