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Anonymous
I have these: UOB preferred platinum, HSBC revolution, and UOB Lady (read somewhere this is for category spending). Thinking if I should get Citi rewards and AMEX ascend.
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Always check mcc for credit card spendings
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Pang Zhe Liang
Edited 22 Mar 2023
Lead of Research & Solutions at Havend Pte Ltd
That is a very good question. Here are some points for your consideration.
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Because you're just started. I don't recommend managing too many cards at the same time. Large purchases, resulting in a shortage of credit on a single card, can also be easily solved by topping up your card, and you don't need many cards.
Spending on weddings is not usually counted as spending on restaurants or hotels. So, just in case, a common mileage card is more suitable.
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Consider how quickly you accumulate miles, and how often you travel. You can make a choice between a card where the miles don't expire, or a card with a high mileage return.
Representative players are Citi premiermiles Card and UOB prvi miles card.