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Colin Lim
26 Apr 2020
Financial Services Consultant at Colin Lim
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Lee Gek Lan
26 Apr 2020
Financial Consultant at Income
Its better to get a plan that you can afford to sustain the premium. its better to buy a plan that you can afford, and downgrade later. because health insurance is subject to health underwriting, to upgrade later on, you need to be in good health condition to maximise your coverage protection
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Loh Tat Tian
06 Dec 2018
Founder at PolicyWoke (We Buy Insurance Policies)
I would encourage all to upgrade to private hospital plan first because of the following reasons
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People in their twenties should consider private hospital plan even more...you are at the peak of earning more money...you want recover fast and get back to your life....
advantage of private hospital plan is cut short waiting time. comfortable room. priority is always you...
if u are under restructure hospital plan, and wish to upgrade to private hospital plan....u must not have pre existing conditions. If not either exclusions or decline.
hope my layman explanation helps.
#planwithcolin