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Anonymous

31 Jul 2020

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For resale flat only - what is your starting point of search? E.g. go bank website to see how much you can borrow first?

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Newbbie

31 Jul 2020

First step: apply for intent to buy
2nd step: Apply for HLE (It is easier to refinance from HDB loan to bank loan than starting from bank loan first. It also prevents you from over-spending on your resale house as bank offers higher loan)
3rd step: Hire an agent to view houses with
Next step: the agent will pretty much tells you what to do next
Last step: Refinance your HDB loan to bank loan to get lower interest

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