Miguel

10 Apr 2021

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For BTO, when o we need to decide between HDB and bank loan? is it during lease signing or key collection

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During my second HDB appointment, I indicated for HDB loan. My BTO key collection is end 2022. Can I change to Bank loan now instead? If ok, by when i need to decide to go for bank loan? thanks!?

My first HLE amount for the HDB Loan is not enough to cover the BTO unit i am intending to book. Will it be re-assess upon key collection in 4 years time such that I have a higher loan amount?

I'm planning to take up a HDB Loan for a lower downpayment, can I immediately switch to a Bank loan right after key collection? Any penalty for doing so?

Can I take on HDB loan now and pay 10% down and switch to a bank loan before key collection est in 2026?

Can I get a 500k hdb bto project when my HLE loan is 300k? Reason im asking is because my fiance is not working now so our loan is only 300k, but i expect him to work when we collect our keys.

Related Posts

During my second HDB appointment, I indicated for HDB loan. My BTO key collection is end 2022. Can I change to Bank loan now instead? If ok, by when i need to decide to go for bank loan? thanks!?

My first HLE amount for the HDB Loan is not enough to cover the BTO unit i am intending to book. Will it be re-assess upon key collection in 4 years time such that I have a higher loan amount?

I'm planning to take up a HDB Loan for a lower downpayment, can I immediately switch to a Bank loan right after key collection? Any penalty for doing so?

Can I take on HDB loan now and pay 10% down and switch to a bank loan before key collection est in 2026?

Can I get a 500k hdb bto project when my HLE loan is 300k? Reason im asking is because my fiance is not working now so our loan is only 300k, but i expect him to work when we collect our keys.