Fellow undergrads, just wondering, are many of your peers or closer circle of friends investing? Is it more common to find people who are investing or not investing at all?

Did you ask them what kind of investments do they do: robo, DIY, RSP, or investment policies?

Did they share what's their process like from beginning till now?

To me it seems like they're just saying it because everybody else is doing it. Peer pressure at the adulting level.

Even for me (graduated for quite a while), many of my friends are only just starting to look into investments after getting their personal finance sorted out and building a strong foundation i.e budgeting, savings, insurance coverage, emergency funds. Don't rush into it.​​​

Most people i know in science fac didn't invest too, i guess its usually the biz students

Within my closer circle of friends, sometimes I'll tell them that I'm investing and they do get interested. Some have started on it while some aren't as interested. We don't really force investment learning in schools too, so people will have varying reasons on why they don't do it.

Some might think it's a scam, some might think they don't have enough capital for it. Some aren't as fortunate as well. Whatever the case, it's good to talk to your friends about it, but don't be too forceful. It's a learning process afterall.

I think at our age, investing and maybe even the idea of personal finance is not a particularly widespread notion.

This is the age where we are still growing into adult life and finances often do not get as much attention as other things, especially if one comes from more well to do families where money is not a worry. Investing, and financial planning may only become a worry in later stages of adult life. Retirement planning as well

Some of my friends invest, but more of them come from biz, since they are exposed to concepts of business and finances, so naturally more of them would have the idea of investing.

Think it comes down to awareness of using investing to grow wealth and achieve life goals and the motivation of the individual to take charge of their finances