EToro Referral Link: Stock Welcome Bonus or CFD Cash Reward? You Only Get One

EToro Singapore runs two welcome offers for new users: a stock Welcome Bonus of up to US$1,000 and a CFD cash reward of up to US$5,000. What most people miss is that eToro's terms give a new client only one welcome reward, the one with the highest value. So the choice you make at registration matters more than the headline numbers.

👉 eToro referral link: https://etoro.tw/3VjGcx4 👉 There's no eToro referral code or promo code. The link is the only thing that records the referral, so open it before you register.

Full disclosure, the link is mine. I keep the tiers, steps and FAQs updated on DLCuration's eToro referral page: https://dlcuration.com/etoro-referral-link.html

Option 1: the stock Welcome Bonus (what most people should aim for)

eToro buys stock for you from its list of Qualified Stocks. The tier depends only on your first deposit:

1. US$5,000 to US$9,999 → US$250 in stocks
2. US$10,000 to US$49,999 → US$500 in stocks
3. US$50,000 to US$99,999 → US$700 in stocks
4. US$100,000 or more → US$1,000 in stocks

The rules that decide it:

• ✅ Select only stocks as your trading interest when you register. Ticking CFDs as well can take you out of this promotion.
• ✅ Only the first deposit counts. Deposit US$5,000 today and another US$5,000 tomorrow and you're on the US$250 tier, not US$500. Make the first deposit the full amount you mean to fund.
• ✅ Keep that deposit in for 90 days.
• ✅ The stock usually lands within 7 days of meeting the terms. Its value can't be withdrawn for 90 days, but you can hold, sell or reinvest it on eToro in that time.
• ✅ eToro's fees apply to the purchase, so expect slightly less than the tier figure.

Option 2: the CFD Active Trader cash reward

This one is paid in cash and is based on how much CFD volume you trade in your first 90 days, measured as cumulative notional value (invested amount x leverage, so leverage counts):

1. Open at least one CFD trade → US$50
2. US$500,000 notional → US$300
3. Over US$5 million → US$1,000
4. Over US$25 million → US$3,500
5. Over US$75 million → US$5,000

It's paid within 30 days after your 90 days end, and it stays non-withdrawable for 12 months. You also have to be eligible to trade CFDs under MAS rules, which means passing eToro's CKA. eToro's terms document for this offer is newly published, so check in the app that it's live for you before you plan around it.

Which one fits you

• ✅ You want to buy and hold stocks and can put in US$5,000+ in one go: the stock Welcome Bonus. Register with stocks only.
• ✅ You're an active, experienced CFD trader anyway: the CFD reward may be worth more, but those notional numbers are large. US$500,000 notional at 5x leverage still means US$100,000 of invested amount across the trades you open.
• ✅ You're depositing under US$5,000: neither stock tier applies. The only welcome reward left is the US$50 for one CFD trade, and a CFD trade just to collect US$50 isn't worth the risk if you don't already trade them.

Where people lose it ⚠️

• ✅ Registered first, opened the link later. There's no way to add a referral to an existing account. Link first, then sign up in the same session.
• ✅ Existing or recently closed account. You don't qualify if you're already an eToro customer, or your account was closed in the past 30 days.
• ✅ Household already claimed. It's one reward per person and per household.
• ✅ VPN or wrong address details. The bonus is only for verified Singapore residents with an account under eToro Singapore Pte. Ltd.

Honest caveat

US$250 to US$1,000 is small next to the deposit you need, so only fund money you'd already planned to invest. eToro Singapore Pte. Ltd. holds a MAS Capital Markets Services Licence (CMS101824), but it's an investment platform, not a bank, so SDIC doesn't apply and your capital is at risk. CFDs are leveraged; eToro says 46% of retail CFD accounts lose money with it, and a cash reward doesn't offset trading losses. eToro can change or end either offer at any time; the DLCuration page above is where I keep it updated.

Not financial advice. Not affiliated with eToro.