🛡️ Etiqa Insurance Referral Code 2026: Extra 5% Off Your First Policy 💸

🔑 Referral code: R180368
✍️ Enter it at checkout on tiq.com.sg. No app needed 💻

🎁 What you get
💰 An extra 5% off your first online purchase, on top of any ongoing Etiqa promo
🧮 Example: with a 25% sitewide promo, you pay price × 0.75 × 0.95
⚡ The discount shows instantly at checkout

✅ Policies where you get the 5% off
✈️ Tiq Travel
🚗 Private Car
🏍️ ePROTECT Motorcycle
🧹 Tiq Maid
🩹 Tiq Personal Accident
🐶 Pet Insurance
🏠 Tiq Home

ℹ️ For life and savings plans (Term Life, Whole Life, Cancer, Tiq Invest, 3 Plus Critical Illness, Tiq CashSaver), the code is accepted, but the reward goes to the referrer, not to you.

📝 How to use the code
1️⃣ Go to tiq.com.sg and choose your product 🔍
2️⃣ Get a quote 📋
3️⃣ Proceed to checkout 🛒
4️⃣ Enter R180368 in the "Referral Code" field ✍️
5️⃣ Check that the 5% discount appears in the price summary 👀
6️⃣ Pay by card or PayNow 💳

💡 How much you'll actually save
✈️ Travel: about S$4
🚗 Car (S$1,200 premium): about S$60
🧹 Maid (S$300 premium): about S$15
👉 The savings are modest, but there's no minimum spend, no clawback and no commitment.

⚠️ Terms to know
🆕 First online purchase under your NRIC only. Past Etiqa / Tiq online buyers don't qualify.
🔁 Renewals are excluded.
🇸🇬 Open to Singapore Citizens, PRs and Work Pass holders.
🚫 Only stacks with Etiqa's own sitewide promo. It doesn't combine with coupon codes, staff discounts or third-party promo codes.

🤝 Share your own code and earn eWallet credit
Find your code under "Refer & Earn" in TiqConnect. You earn per successful referral:
✈️ Tiq Travel: S$10
🏠 Tiq Home: S$15
🏍️🩹🐶 Motorcycle / Personal Accident / Pet: S$20
🚗🧹 Private Car / Tiq Maid: S$30
❤️ Life, Cancer, Invest, Critical Illness, CashSaver: S$50
⏳ General insurance credits arrive within 5 business days after the free-look period. Life / cancer credits take up to 4 weeks.
💵 Withdraw via PayNow (linked to your NRIC) or use the credits on future Etiqa purchases.

🤔 Is it worth it?
👍 Yes, if you're already buying from Etiqa. It's a free extra 5% with zero strings attached.
👎 Don't buy a policy just for the discount. Compare coverage and prices first.

❓ FAQ
🔹 Can existing customers use the code? No, the 5% is for first-time online buyers only.
🔹 When do I get the discount? Instantly, at checkout.
🔹 Can I stack it with other codes? Only with Etiqa's ongoing sitewide promo.
🔹 Etiqa vs Tiq? Etiqa is the MAS-regulated insurer, and Tiq is its online channel. Policies are underwritten by Etiqa.
🔹 Can referral credits be withdrawn? Yes, via PayNow linked to your NRIC.

👉 Use code: R180368 📖 Full guide with all T&Cs and step-by-step details: https://www.sgreferralcodes.com/etiqa-insurance...