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Anonymous

Edited 05 Mar 2024

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General Investing

ETFs in Different Currency (URTH and SSAC)

Hi all,

Just want to check with you guys something. Hope you guys are able to help me. I been wanting to invest in the MSCI World index for a while. Want to do it through FSM RSP since it's the most convenient. However, I am not sure which ETFs to get. There's URTH, and SSAC. Understand that SSAC is under LSE, so there will be lesser tax. However, the currency is pound. Whereas URTH is USD

Is there any difference between this 2? Which is better? Seems like USD would be a safer choice as pound has been depreciating alot more over the years against SGD. So assuming the returns for both is the more or less the same (reinvesting the dividends from URTH), URTH seems to be better? Any advice? Thanks.

Discussion (5)

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The pound has been depreciating against SGD over the years, so USD might be a safer choice for you. If the returns for both ETFs are similar and you plan to reinvest dividends from URTH, you should go with URTH as a better option. Remember to make all the necessary considerations before jumping into investing in the specific ETF (e.g. Total Expense Ratio (the cost of holding an ETF), Assets Under Management (AUM)).

Tan Choong Hwee

05 Mar 2024

Investor/Trader at Home

If you look at the Listings section of SSAC page on iShares website:

https://www.ishares.com/uk/individual/en/produc...

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The USD-denominated version is ISAC.

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For now, USD is still better....

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