💰 Endowus Referral Code: Y02KH — Get S$20 Off Your Endowus Fees (2026) 💰

📈 Invest your Cash, CPF and SRS in globally diversified portfolios with Singapore's MAS-licensed digital wealth advisor.

🎁 What you get
✅ S$20 Endowus Fee credit when you invest at least S$1,000
✅ Cash, CPF or SRS all count
✅ Credited automatically, no forms to submit
🔥 Upsized during campaigns: S$38 at CNY 2026 and S$61 in Aug 2026

📝 How to claim
1️⃣ Sign up at https://endowus.com/invite?code=Y02KH (or enter Y02KH in the app)
2️⃣ Verify with Singpass and complete your risk profile
3️⃣ Invest at least S$1,000
4️⃣ Credit lands once the order completes (about 3–5 business days)

💸 Fees: 0.60% p.a. for cash (below S$200k) | 0.40% p.a. for CPF/SRS | 0.15% p.a. for Cash Smart
💵 100% trailer-fee cashback | no sales or switching fees

⚠️ Good to know

• New clients only
• The credit offsets Endowus Fees only. It is not withdrawable cash
• Can't be combined with SAFRA or HomeTeamNS partner offers
• Not available to US Persons

❓ FAQ
Q: Does the code work in 2026? 👉 Yes, last checked 5 Oct 2026
Q: Can existing users use it? 👉 No, new accounts only
Q: How long until I get the credit? 👉 About 3–5 business days after you invest
Q: Can I use CPF to qualify? 👉 Yes. You need a CPF Investment Account (DBS, OCBC or UOB)

📖 Full guide with fee breakdown and T&Cs: https://sgreferralcodes.com/endowus-referral-code