Advertisement

Anonymous

13 Oct 2023

∙

General Investing

Endowus portfolio

I currently have two portfolio with dimensional, However, I'm not sure if I am over-investing.

Fund Smart, Dimensional Global Core Equity Fund. 0.26% fund cahrges.
Core Factors 100% Equities,

The reason why I find it "over-investing" because inside the core factor, there is 4 funds,

US Core equity
Pacific basin small companies fund
Global core equity fund
emerging markets sustainability equities fund.

However, I reason why I created Global core equity by itself it's because in Core Factors, the % of this fund aren't significant. Hence, now that looking back at my decision, I am wondering If I am over investing.

5

Discussion (5)

What are your thoughts?

Learn how to style your text

Francis

01 Nov 2023

I think you are not over-investing if you are doing it for long term.

Reply

Save

ThinkForwardInvestor

14 Oct 2023

Is it over-investing meaning allocating too much money into equities or is it about over-investing in a sector within your portfolio?

Reply

Save

1M45

Edited 13 Oct 2023

You are over invest only when you are (1) investing with money that you need soon, (2) Ove...

Write your thoughts

Related Posts

Endowus Fund Smart now allows us to customise our portfolio by choosing the funds with CPF, SRS and cash. Will you be trying Endowus Fund Smart or stay with their advised portfolios?

For MoneyOwl and EndowUs, my advisor also distributes DFA funds. What would be the biggest difference going through him and him overseeing my portfolio rather then going through MoneyOwl or EndowUs?

Which portfolio is suitable for a retiree with low risk tolerance? Would a 20/80 or 100% bonds portfolio make sense given the lower returns and fees charged by Endowus is the same as a 100% Equities?

I currently have a 80/20 portfolio with Endowus for long-term investing. Should I also open a 100% bond portfolio if I need the funds in the short term (3.5 - 4 years)?

What’s the perks of investing through Endowus apart from not having the need to monitor my portfolio? How would Endowus differentiate itself from other robo advisors or probably from brokerage firms?

How would you advice someone which portfolio to pick on Endowus while not using risk as an indicator? e.g. a lower risk 40/60 (bond/stocks) portfolio might perform better than a 60/40 allocation?

Related Posts

Endowus Fund Smart now allows us to customise our portfolio by choosing the funds with CPF, SRS and cash. Will you be trying Endowus Fund Smart or stay with their advised portfolios?

For MoneyOwl and EndowUs, my advisor also distributes DFA funds. What would be the biggest difference going through him and him overseeing my portfolio rather then going through MoneyOwl or EndowUs?

Which portfolio is suitable for a retiree with low risk tolerance? Would a 20/80 or 100% bonds portfolio make sense given the lower returns and fees charged by Endowus is the same as a 100% Equities?

I currently have a 80/20 portfolio with Endowus for long-term investing. Should I also open a 100% bond portfolio if I need the funds in the short term (3.5 - 4 years)?

What’s the perks of investing through Endowus apart from not having the need to monitor my portfolio? How would Endowus differentiate itself from other robo advisors or probably from brokerage firms?

How would you advice someone which portfolio to pick on Endowus while not using risk as an indicator? e.g. a lower risk 40/60 (bond/stocks) portfolio might perform better than a 60/40 allocation?

Advertisement