During my second HDB appointment, I indicated for HDB loan. My BTO key collection is end 2022. Can I change to Bank loan now instead? If ok, by when i need to decide to go for bank loan? thanks!?

During my second HDB appointment, I indicated my intention to take an HDB loan. My BTO key collection is scheduled for end-2022. May I check if it’s still possible to switch to a bank loan at this stage? If so, by when do I need to make the final decision to opt for a bank loan instead? Thank you.

Hey I think you can contact your sales representative for this.

During key collection if i am not wrong, you still have the chance to change regardless whether your HLE has been approved or not.

Take note bank loans fluctuates depending on the interest rate.

HLE are standard rates regarless of the interest rate fluctuation.