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Anonymous

05 Jan 2021

∙

Does the custodian of funds of Kristal.AI works the same as endowus where a separate trust account is opened with UOB for custodian of funds?

I am interested to open a Kristal.AI account but I am concerned about a scenario where Kristal.AI shuts down, what will happen to our holdings ?

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Jing Wei

05 Jan 2021

You will be able to get back your money if the company closes down. I do invest in Kristal AI too, so far everything is good.

According to their FAQ page, "Kristal.AI and its related entities are well capitalised and regulated.

However, in the unlikely scenario that the company has to shut down, rest assured your investments shall remain safe. All client monies/assets managed by Kristal.AI are held in separate accounts in the respective client’s name and are not mixed up with the companies’ assets."

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