Joanne Tan

28 Oct 2020

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Does being a guarantor for one affect the application of housing loans in the future? What are the possible implications of it?

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Yang Teng

28 Oct 2020

Yes, if the borrower and yourself are unable to pay off the debt.

https://www.moneysense.gov.sg/articles/2018/10/...

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For first-timer BTO applicants, is it possible to take the CPF Housing Grants, but use cash for all loan repayments instead - which means you just take the Grant and let it sit in your CPF?

What are the benefits of getting a good credit score? How will it affect housing loans in the future?

Can i write a will to include possible future assets? I dont own a property now but i would want to will any future property to my family, if i do own one in future.

When is your HDB BTO loan eligibility assessed? I am currently unemployed but am due to start my new job only after the application process ends in Aug. Will this affect my BTO application?

Is it possible to refinance from HDB loan to bank loan immeidately within one year?