Does anyone have tips on how to create your personal excel spread sheet or any links to download such template?

Hmm for this one, I build from scratch with expenses tabulation back in 2010, and slow build up the pace and added in more numbers.

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Let me know if you need my personal template.

There should be plenty of downloadable templates that can be found online, some of them can be customized while others are locked. Depending on what you want to include and track within the spreadsheet.

How familiar are you with excel? If you have specific questions feel free to ask and we are all here to help. Check out my IG @richlifewithdavid where I share more on money mindset and money hacks.