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Gabriel
25 Sep 2018
Undergraduate at National University of Singapore
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Jay Liu
25 Sep 2018
Accounting and Finance at ACCA
To each of its own. Want less risky go for SSB but around 2.5% return/issue. Depending on issue. Only default will be if government defaulted. ETFs will be riskier, following market conditions. There will be dividends(if applicable) and capital gains.
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Nicholes Wong
25 Sep 2018
Diploma in Business Management at Nanyang Polytechnic
If you are young with no or little responsibility and willing to take some risk, go for 80%ETFs and ...
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Depends on your risk appetite, SSB for low risk and ETFs for medium risk. You can consider investing in both to diversify