facebookDo u auto transfer savings on payday or just save whatever leftover? - Seedly

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Do u auto transfer savings on payday or just save whatever leftover?

Tbh i always hear people say pay yourself first but i still kinda just see whats left at the end of the month then shove it into savings

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curious what actually works for u guys. do u set an auto transfer the moment salary hits, or more of a flexible leftover vibe? and if u auto, roughly what % do u aim for without being too strict

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trying to figure out if im just undisciplined or if leftover method is fine as long as something goes in

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  • I just transfer 1k into high yield account every month once salary credited.
  • All the fixed expense set aside.
  • Then monitor what i have in my spending account and invest in tranches every week accordingly.
  • I will stop investing for the month once my spending account less than 1k, because i wanted to maintain certain level of liquidity.
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