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So I have a DBS Multiplier Account + DBS credit card + Investment, but I put money into my DBS Savings Account to keep track of savings, do I earn the multiplier interest for ALL my money in DBS or those deposited in Multiplier Account only?
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Only the multiplier account. Your other accounts earn their own interest rate.
Case in point, I have a POSB Savings and DBS Multiplier account. My POSB savings earns 0.05% interest while the Multiplier earns 1.55% to 1.85%.
How do I know? Every month, my Multiplier has interest deposited while my POSB savings has nothing deposited other than the end of the year.