DIY vs Endowus?

Endowus has a DIY function of sorts called “Fund Smart”. You can pick from a basket of managed funds. One of the primary advantage is accessibility to dimensional funds which have very low expense ratios.

You can read more about dimensional funds here.
https://blog.seedly.sg/dimensional-funds-singap...

And here’s a full list of funds you can pick using endowus:
https://airtable.com/shrIsDzFdnrJ9hk4I/tbloYCBC...

Personally I use endowus for their dimensional funds. Syfe for their SREITs portfolio. DIY I prefer to stick to equities.

And of course. If you don’t have a referral link, feel free to use mine. Else use your friends’ referral (:
https://endowus.com/invite?code=R6UEQ

Between Endowus advised portfolio and DIY global ETFs in other platforms, both likely give similar returns over long term. except endowus will probably have downside protection from its bonds or less volatile funds.

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DIY platforms, you may get a dedicated RM, who may or may not answer your questions. Endowus will not assign you an adviser, instead all your questions are routed to customer service team.

other features like starting capital, automation, i find to be similar in both platforms.

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i believe you will still do well over the long term whichever you choose. there will of course be difference in performance in short term and at the final value when you want to liquidate, but you will still do well over the long term.

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hope this helps.