Distributing or Accumulating ETF for a new investor in mid-20s?

My investment goal is to one day be able to rely on my dividend income for my expenses. BUT, I know that accumulating ETFs would give me a greater gain in 15-20 years time.

Hence, is it better to invest in accumulating ETFs for now, and when I have a big enough portfolio, sell it all and switch to distributing ETFs, or is going into distributing ETFs straight better? Or are there any other options out there