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Please do due diligence and don't just rely on the promotion and agent.
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Don't get ILP
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I don't think they are worth it, but there are people who will choose them over other options. To each their own
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Please read TNC before making decisions. Especially the fine print...
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If you understand investment then it will be better. With such plan, it may suit certain people. For my case, I buy a safer insurance plan.