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Anonymous

08 Nov 2021

CPF

CPF Voluntary Contribution

Can i still make voluntary contributions to my three CPF accounts after my SA hits FRS?

After my CPF SA account has reached FRS, do voluntary contributions into all three accounts still go into my SA account? or does the voluntary contributions originally for SA go into OA after my SA hits FRS?

Then for Medisave, after Medisave account has reached BHS, do my contributions from my job income still go into MA? or does it go into SA/OA depending on whether I have hit FRS?

Discussion (2)

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Tan Choong Hwee

08 Nov 2021

Investor/Trader at Home

Yes, you can continue to VC3AC even if your SA hits FRS. The SA portion of your VC3AC will go into SA, meaning SA can grow beyond FRS with MC/VC3AC and SA interests.

For MA, excess over BHS will go to SA if SA not yet FRS, or go to OA if SA already FRS.

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