Anonymous
CPF Retirement Sum top up limit is to FRS or ERS? Seems like different websites say differently.
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Elijah Lee
21 Jan 2021
Senior Financial Services Manager at Phillip Securities (Jurong East)
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I believe it is cash RSTU into SA up to FRS before age 55, cash RSTU into RA up to ERS after age 55?
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Hi anon,
The limit depends on the recipient's age.
For anyone below 55, you can top up the SA to the prevailing FRS with tax relief on the first $7K
For anyone above 55, you can top up the RA to the prevailing ERS, but any topups beyond FRS will not have any tax relief.