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Can consider investing in t bills if the rates are good enough and you have enough discipline
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For a start better to just accumulate. OA below 20k earns 3.5% and MA / SA earns 4.04 - 5.04 % depends on the amount as 1st 60 k in all accounts earn extra 1%.
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After that can explore the other comments others have posted.
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Chris cctzjd
12 Nov 2023
Own time own target at Self Employed
KK
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For myself, I won't touch CPF money since I view it as untouchable retirement money. Then again, if ...
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Read about it more. CPF is risk free . investments are not risk free. plus if you need it for yourhousing?