facebookCitibank SMRT Card vs DBS Visa vs DBS Live Fresh? - Seedly

Advertisement

Anonymous

18 Apr 2019

Credit Cards

Citibank SMRT Card vs DBS Visa vs DBS Live Fresh?

My credit card spend is about $300-400 per month($50 ezlink, $75 phone bill, $200 food/movies/grab, $30 NTUC). I'm currently on DBS Multiplier, using DBS Live Fresh as my cc. However, I feel that I'm always unable to meet the min spending of $600 to get rebates and am thinking of getting a citibank SMRT card, + spend $1 on live fresh or use it for bigger purchases e.g. booking air tix to collect interest. Any advice?

Discussion (1)

What are your thoughts?

Learn how to style your text

Citibank SMRT Card

  • Up to 5% savings on Groceries. 2.7% + 2% (for transactions above $50) + 0.3% (if monthly card spend is at least $300)
  • Up to 5% savings on Fast Food, Movies & Coffee. 4.7% + 0.3% (if monthly card spend is at least $300)
  • Up to 3% savings on Online Shopping. 2.7% + 0.3% (if monthly card spend is at least $300)
  • Up to 2% EZ-Reload Auto Top-up. 0.3% + 1.7% (If top-up more than $30. If $30 or less, 0.7% awarded instead)
  • Savings awarded in SMRT$. SMRT$ can be redeemed for cash rebate or vouchers
  • 2 years fee waiver for Principal and two (2) Supplementary cards

DBS Live Fresh Card

  • 5% cashback on online shopping and when you pay using Visa payWave, Apple Pay, Samsung Pay or Google Pay through your Card
  • Get 0.3% cashback on everything else with no cap on rebates
  • Auto EZ-Reload
  • 1-year annual fee waiver

Not sure which DBS Visa you were referring to.

Write your thoughts

Advertisement