💳 Citi Credit Card Referral Link (Telegram Me) — New-to-Citi Welcome Offers incl. S$300 Cash Back or 40,000 ThankYou Points

💳 Citi Credit Card Referral Link (Telegram Me) — New-to-Citi Welcome Offers incl. S$300 Cash Back or 40,000 ThankYou Points
💬 Citi referral links are unique. Message me on Telegram for one: https://telegram.me/hellosgreferralcodes
🆕 For people who'll be new Citi credit cardmembers, on their first new card approved
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🎁 Welcome offers listed on Citi's referral page (pick your card):
💵 Citi Cash Back Card: S$300 cash back
🚇 Citi SMRT Card: S$300 cash back
📶 Citi M1 Card: S$300 cash back
🛍️ Citi Rewards Card: 40,000 bonus ThankYou Points
✈️ Citi PremierMiles: up to 30,000 bonus Citi Miles
➕ Citi Cash Back+ Card: 8% cash back offer
🗓️ Most of these are listed as valid until 31 Mar 2027
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📝 How it works:
1⃣ Message me on Telegram (link above) for a referral link
2⃣ Apply for your chosen card through that link
3⃣ Get approved, then meet the welcome offer's conditions for that card
4⃣ The gift is fulfilled by Citi according to the card's T&Cs
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⚠️ Be honest with yourself first:
🧾 Welcome gifts normally need a minimum spend within a set window, so read the T&Cs for your specific card before applying
💳 Only apply for a card you'll actually use and can pay in full each month
📉 Interest and late fees wipe out any welcome gift fast
🔁 Existing or recent Citi cardholders may not qualify, so check the eligibility rules
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💬 Q&A
❔ Why not just apply on Citi's website?
✔️ You can. Applying via a referral link is how the referral is tracked, and your welcome offer still applies if you qualify.
❔ Which card should I choose?
✔️ Pick by how you spend: cash back for everyday spend, Rewards for online and shopping, PremierMiles if you collect miles.
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🔗 More details: https://www.sgreferralcodes.com/citibank-credit...