facebookCan you buy 1-day public liability insurance? - Seedly

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Anonymous

08 Mar 2022

Insurance

Can you buy 1-day public liability insurance?

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Yes, you can. 1-day Public Liability Insurance is a common request for companies or individuals organising events. This type of Public Liability Insurance is specifically called Event Liability Insurance.

What’s covered: Event Liability Insurance will protect you from legal liability for injuries or property damage inflicted on third-parties, like customers or members of the public.

How long does coverage last: It will cover you for the duration of your event, including set-up and dismantling (e.g. if you have to build and remove temporary stages, tentage, scaffolding, etc.)

What this insurance pays for:

i) Legal Expenses: Pays for lawyer fees to defend against claims of injury or property damage.

ii) Legal Damages/Settlements: Pays for legal compensation for injuries or property damage

Examples of Event Liability Claims:

a. An event attendee slips and falls because you accidentally left a puddle of water on the floor while you were cleaning the event venue. They break their arm. They file a civil suit against you. Event Liability Insurance would pay for your lawyer’s fees, and also pay for the legal damages awarded to the injured customer.

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