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Anonymous

04 Jul 2022

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Can Singaporeans apply credit card when in Malaysia?

Is it possible to apply for a Credit Card when I'm overseas working in Malaysia?

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Cheryl Wee

08 Jul 2022

Hello! According to this website https://www.expatden.com/malaysia/credit-cards-..., it seems like it's possible to do so, with just some additional paperwork and verifications. The requirements and documents may differ according to banks. Here are some of the requirements needed for foreigners/expats to apply for a card in Malaysia:

A confirmation letter of employment in Malaysia + employment duration
Copy of work permit/visa with at least 1 year validity
Copy of passport & employment contract
Copy of at least 3 month payslip
Minimum income of RM24,000 to RM 200,000 p.a

Hope this helps!

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Which credit card can I apply for as I am on my first job with 6 months savings secured but 1.8k salary? (I know that most credit card require at least 2.5k/month salary to apply)?

I’ve applied for standard charted unlimited credit card. Can this card be used to satisfy the DBS Multiplier card component or must it be a DBS/POSB credit card?

Is it be advisable to apply for a credit card from a different company with better cash back rates (BOC/UOB) and then paying off the credit with my DBS credit card (so i get both the cash back from and multiplier)?

Is there any impact to credit score for applying, getting welcome bonus, cancelling credit card and repeat? Will it be more difficult to get a new credit card with the same bank in the future?

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