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Anonymous
Do CI policies cover prostate-related illnesses?
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Elijah Lee
01 Dec 2020
Senior Financial Services Manager at Phillip Securities (Jurong East)
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Jonathan Chia Guangrong
30 Nov 2020
SOC at Local FI
You will need to check the contract / policy illustration to determine if this condition is listed.
Every insurer may offer a slightly different list of critical illnesses they cover hence do check the policy illustration before you submit an application.
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Hi anon,
May I understand what you mean by 'illnesses'?
Typically, if you are worried about cancer (regardless of stage), most CI plans will cover you if there is uncontrolled growth of malignant cells with invasion and destruction of normal tissue (this is for late stage CI, where there is a standard definition).
However, late stage CI cover will explicitly exclude the following:
It may thus be beneficial to have some early CI coverage which will cover early prostate cancer. For example, one insurer's definition for early cancer specifically includes cover for the following:
Note that early CI definition is insurer specific.