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Anonymous
Just want to have a sensing on what the community here is doing and bounce off some ideas on how I can improve my portfolio based on the 3 points:
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1) Asset class (Stocks, bonds, gold, crypto etc.)
2) Country (US, China, BRICS etc.)
3) Sector (Tech, financials, consumer staples etc.)
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My style is different.
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I allocated different asset classes based on my individual goals.
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For example:
1) Retirement: 70% and 30% equities
2) Flat Downpayment: Cash totally because I want to withdraw it immediately and without waiting for liquidation.
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It depends on your goals and your time horizon. If your goals have a much longer time span of more than 10 years, then depending on your risk appetite, you can go 100% equities or go for something like mine if you can't stomach more than 40% losses in a downturn from a 100% equities.
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40% Cash, bonds, MMFs
40% SG stocks
20% US stocks
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I am the most boring one; I just invest monthly into VOO ๐
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AlpacaInvestments
Edited 06 May 2023
Sharing my FIRE journey at @alpacainvestments on Instagram
Mine is rather different from people in my age group (20s):
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Geographical split:
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