Can anyone recommend any credit or debit cards that can be used together with cardup or ipaymy that will offer enough cashback or miles to be worth the transaction fees?

Use multiple credit cards! With cardup, you can split your bill payment, max out online cashback cards like boc, then go for miles!

1) Cardup you can choose between Personal or Business

2) ipaymy focus on SME which is Business Account

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Both requires a tx fee of 2.6% for each tx.

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For card recommendation, you can refer to their website for more information.

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You can use the calculator available to calculate the cashback or milespoint for example

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https://cardup.co/homes/cashback_calculator

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You have to dyodd whether the credit card you are holding is more beneficial after the tx fee.

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Hope my reply helps.

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https://seedly.sg/profile/a-kenichi-xi

Thank you.