Can anyone introduce a reliable IFA who provides free consultation/comparison on life insurance (CI/ECI)? What are the estimated rates if there are charges?

Your contract will stay with the insurer whom you have purchased the policy from. You have the freedom to decide which consultant you wish to appoint to service your policy. Any IFA who contributes here would be able to give comparisons on life insurance. Or you could simply go to https://www.comparefirst.sg/wap/homeEvent.action​​​

If you get a policy from the IFA and the IFA leaves the company, the firm will pass your case to the next FA who is deemed suitable handling your portfolio. While relying an IFA for life insurance advice, you might also want to perform your own due diligence or research.