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Anonymous
Are there any companies that are able to provide insurance coverage for a person with a disability?
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Eric Chia
26 Jul 2019
Senior Financial Consultant at Prudential
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Most accident plans in the market are guaranteed issuance, I.e. you can buy with disabilities. However, there's no insurance payout on your existing disabilities and disabilities due to pre-existing medical conditions.
What this means is claims can be made from personal accident plan if the disability happens due to an accident that occurs after the plan is purchased.