facebookCan a foreigner with Long Term Pass purchase Integrated Shield Plan from GE, Raffles, AIA etc? - Seedly

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Anonymous

25 Jan 2021

Insurance

Can a foreigner with Long Term Pass purchase Integrated Shield Plan from GE, Raffles, AIA etc?

Keen on Private Hospital Plan. Age 35. Any particular things to look out for? Do the insurers offer about the same coverage? Are premiums higher for foreigner?

Discussion (5)

What are your thoughts?

Hi there,

You are able to purchase an ISP from the insurers as above. Different plans offer differing coverages eg. Annual limits, pre/post hospitalisation benefit durations etc

Do take note that for foreigners, your entire ISP will be payable by cash while if you manage to secure a PR status, at least, your ISP will be payable by Medisave (subject to withdrawal limits) while your ISP rider is payable by cash.

Financial planning is an integral part of life. You can reach me here to find out more.

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Pang Zhe Liang

Pang Zhe Liang

24 Jan 2021

Level 14·Senior Financial Services Consultant at AIA Singapore Private Limited

Yes, you are able to purchase an integrated shield plan from a selected insurer in Singapore.

More Details (Part 1.3): Integrated Shield Plan Singapore: A Starter's Guide

For this purpose, you may read the post that I have written - I have explained in detail on all the things that you should know for an integrated shield plan.

Different insurers (and plans) may offer different scope of coverage. And premiums are generally higher as compared to a Singaporean or a Permanent Resident.

I share quality content on estate planning and financial planning here.

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