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Anonymous
Keen on Private Hospital Plan. Age 35. Any particular things to look out for? Do the insurers offer about the same coverage? Are premiums higher for foreigner?
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Pang Zhe Liang
24 Jan 2021
Fee-Based Financial Advisory Manager at Financial Alliance Pte Ltd (IFA Firm)
Yes, you are able to purchase an integrated shield plan from a selected insurer in Singapore.
More Details (Part 1.3): Integrated Shield Plan Singapore: A Starter's Guide
For this purpose, you may read the post that I have written - I have explained in detail on all the things that you should know for an integrated shield plan.
Different insurers (and plans) may offer different scope of coverage. And premiums are generally higher as compared to a Singaporean or a Permanent Resident.
I share quality content on estate planning and financial planning here.
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Hi there,
You are able to purchase an ISP from the insurers as above. Different plans offer differing coverages eg. Annual limits, pre/post hospitalisation benefit durations etc
Do take note that for foreigners, your entire ISP will be payable by cash while if you manage to secure a PR status, at least, your ISP will be payable by Medisave (subject to withdrawal limits) while your ISP rider is payable by cash.
Financial planning is an integral part of life. You can reach me here to find out more.