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Branch is a digital banking platform that provides fast access to financial services, with over 10 million downloads globally and a 4.5-star rating on app stores . The app offers users a free digital bank account, a debit card accepted wherever Mastercard is used, and access to personal loans . In 2026, the platform continues its referral program, allowing new users to earn cashback by signing up with an invite code .
The Branch referral program is designed to reward new customers who join through an existing user’s invite code. When a new user signs up using a valid invite code like “yashod57588”, they can qualify for a cashback reward upon completing specific actions—in this case, taking their first loan through the app .
Branch uses smartphone data to determine loan eligibility through machine learning algorithms that analyze thousands of data points. This allows the platform to offer personalized loan options without requiring traditional credit history, payslips, or collateral .
To claim the Rs. 300 cashback on your first loan, follow these steps:
Download the Branch App – Install the official Branch app from the Google Play Store. Note that Branch is primarily available on Android smartphones .
Create Your Account – Fill out the registration form with your basic information. The signup process takes less than 90 seconds .
Enter Invite Code “yashod57588” – During registration, locate the field labeled “Invite Code,” “Referral Code,” or “Offer Code.” Type in yashod57588 exactly as shown. This step is critical to qualify for the Rs. 300 cashback offer.
Grant Required Permissions – Branch requires access to certain smartphone data to build your credit profile. This typically includes SMS, contacts, and phone usage data .
Apply for Your First Loan – Navigate to the loan section within the app and complete your first loan application. The approval process usually takes a few minutes, and upon approval, funds are sent directly to your account .
The Rs. 300 cashback is typically credited after successfully taking your first loan through the Branch app. Important terms to keep in mind:
For new users, the first loan amount is typically small by design. Branch starts conservative and increases limits based on repayment behavior. Building a positive repayment history helps unlock larger loan amounts over time .
Loan terms on Branch range from 1 to 18 months, and there are no late or rollover fees. The platform provides flexible repayment options to help borrowers manage their finances effectively .
Use invite code “yashod57588” today to apply for your first Branch loan and earn Rs. 300 cashback. Always review the loan terms, including interest rates and repayment schedules, before confirming your application .
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