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Crypto SG

Chief Investment Officer at Self Employed

19 Jul 2025

∙

General Investing

Bitcoin outperforms every single investment I ever had. I even asked ChatGPT. It deliberately hide the data for year 2025 when comparing with the miserable returns from CPF OA 2.5%pa! What a shame!

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Naveen Balasubramanian

07 Sep 2025

True, Bitcoin’s long-term performance dwarfs traditional instruments like CPF OA. But it’s also worth remembering CPF’s purpose isn’t wealth-maximization it’s stability and safety. Bitcoin offers asymmetric upside with volatility, CPF offers certainty with modest growth. Smart portfolios often balance both: one protects your future, the other accelerates it

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Crypto SG

19 Jul 2025

Chief Investment Officer at Self Employed

Bitcoin will hit its $150k mark in the near future. It will also hit the $186k mark by the end of this secular bull cycle. Not confident that it will hit $200k. Does not matter if you are planning to hold this asset for the next 10-20 years. Bitcoin will be worth more than anything you have ever owned in your life.

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Crypto SG

19 Jul 2025

Chief Investment Officer at Self Employed

Investing in Bitcoin is a marathon race, NOT a get-rich-quick scheme. Don't bother with other invest...

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For a 58 year old this year with only 35k in RA, and a liquid and safe investment of 50k that returns 2.5% annually (not referring to OA). Should we move the 50k into RA or remain?

I started Endowus last year with CPF OA and I am happy with the return (approx 15%). Now that I got interested in building investment with cash. Can you advise what can be done better with the below?

I will be 55 next year & have enough in my OA to meet the ERS. I want CPF to meet the ERS fr my OA so I want to invest all my SA $. How can I do this? So far I see investments allowing $ from OA only?

If I were to have cash on hand ($30k) and cpf-oa @ 2.5% ($30k) and am taking up a bank loan at 1.5%, would it be advisable for me to clear my housing loan or let the cpf remain in OA or invest in ?

Hello All, do you know which bank will the Prudential CPF investment be returned back to? I heard that I need to inform the bank to return the money back to my CPF OA so I can use it for my BTO?

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