Between ETF and stock equity market, which one is good for the newbie investor?

If you are a newbie, you can consider creating an account with a robo advisory like Stashaway. They will create a portfolio of ETFs for you to invest into based on your risk profile. You will know your risk profile when the account is created. Returns can vary depending on the portfolio selected.

Start with the above, then slowly build your investment knowledge before going into stocks. There is no easy way to mitigate risks other than a lot of research into the chosen stocks. Even then, stocks can falter due to an array of different factors.

If you just want to get market returns, ETF will do the trick, since they are basically buying the market. Depending on the ETF you buy, your returns can range from 5%/year to 10%/year

If you want to out perform the market, you'll have to pass on ETFs and try to find good stocks. Of course, this is easier said than done, and there's no guarantee that one can suceed in doing so. Returns can easily be 100% in a year, but you need to find the right stock.

By itself, ETFs are already diversified, so you don't have concentration risk, but I'd advise you to add some bonds to your portfolio to balance things out.

If you buying single stocks, then please make sure you don't have too much in a single counter. You'll want to also hold other asset classes to reduce volatility of your portfolio.

ETFs if you know completely nothing, and you're satisfied with 6-8% returns.

Any higher, you need to look into stocks :)

I choose ETF Cause im lazy and not a high risk taker. Generally ETF will give you 6-10% per annum.