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Anonymous

20 Jan 2021

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Between a HDB loan and a bank loan, which is a better loan to take? Or the one with less disadvantages?

I am trying to make my decision between a HDB loan or a bank loan.

AMA Mortgage Master

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Tom

27 Jun 2022

If u buy house for long term staying, HDB loan.

if your planning is for short term housing investment, maybe bank interest for first 3 years can be attractive.

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Mortgage Master

20 Jan 2021

There are pros and cons to both decisions, so it truly depends on your particular wants and needs.

Seedly has done a very, very extensive write up on this:

A Homeowner's Ultimate Guide: HDB Loan vs Bank Loan - Which Is Better? (seedly.sg)

and at Mortgage Master we've done our own analysis:

HDB Loan vs Bank Loan - Which is Better for You? - Mortgage Master Blog

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