Best PA policy at around 200k sum assured for single female, office salaried worker?

Looking at high multiplier for total and partial disability, accidents on public conveyance; high medical expense; worldwide coverage; weekly income benefit

low death benefit is okay as i have a whole life plan so just want a PA to cover my expenses in case i need medical assistance AND can't earn my income. no dependents.

anything i should take note of particularly when it comes to PA policies?

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Tan Li Xing

24 Feb 2020

Financial Consultant at Prudential Assurance Company (Singapore)

Hi Anon,

I think every insurer has something that can meet your needs. Would you be interested in having a meet up to see what can be offered to you? Cause based on your occupation, I believe premiums will be very affordable actually.

My email is [email protected]

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Pang Zhe Liang

23 Feb 2020

Lead of Research & Solutions at Havend Pte Ltd

One of the key things that all my clients look out for their personal accident policies is the ease of claim. For the most part, we want to have 1) a peace of mind; and 2) fast turnaround time.

Peace of Mind

Gone are the days when we need to read complicated contract terms or to know what is covered, and what is excluded. A personal accident plan should be simple to understand, especially for straightfoward claims such as injury, TCM treatment for accidents and injuries.

Fast Turnover Time

In addition to the first point, we want our claim to be processed in an efficient manner. Therefore, it pays to work with a reputable insurance company and with an agent who is capable of helping you.

If you are open to looking at solutions from AIA Singapore, AIA Solitaire Personal Accident plan is one of the plans that I got for myself. Here is some information about it: https://www.aia.com.sg/content/dam/sg/en/docs/p...

For the most part, it includes coverage for medical expenses and has weekly income benefit. On the whole, it protects you worldwide as well.

By the way, one of the most important things to do is to have a complete understanding of your existing insurance portfolio. Through this process, it allows us to understand the coverage that we have, any financial gap, as well as to find out whether we are overpaying for our insurance policies. I have highlighted the rest of the reasons here: https://www.blog.pzl.sg/why-every-client-needs-...

With this in mind, I will suggest for you to look into your existing insurance policies to keep things in check.

Here is everything about me and what I do best.

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