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Anonymous
For a newbie who does not have credit card before, which is the best credit card with no annual fees and no minimum spend ?
1) SCB Smart Credit Card
2) AMEX True Cashback Card
3) CIMB AWSM Card
4) HSBC Revolution Credit Card
5) Any other suggestions ?
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Thanks in advance
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Maybe fcb visa (1.6%) no min. spend.
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What do you spend most on? Cashback or miles?
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Do take note the CIMB AWSM card credit limit is only $500 and unable to increase regardless of income level.