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Anonymous

15 Mar 2022

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Best Cashback card for monthly expenses less than $1.5k? I know UOB Absolute has 1.7% Cashback on all spending with no minimum. But not all merchants accept AMEX compared to VISA/MC..

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thefrugalstudent

16 Mar 2022

Founder at thefrugalstudent.com

Merchants don't accept AMEX? No problem.

Top up your GrabPay card using UOB Absolute to earn 1.7% cashback when you top up, and up to 1.2% cashback in Grab points when you pay with the GrabPay card.

In fact, you should pretty much never use the UOB Absolute directly since you're able to double dip in the method described above. And since the GrabPay is a MasterCard, you won't face issues with merchants not accepting it.

You can even double dip at coffee shops/hawker centres that don't accept card payments at all but accept Grab QR payments.

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