Besides hospitalization and term plan, what are the basic insurance plans one would need assuming as a fresh grad?

I only have these 2 plan. It should be sufficient

For medical insurance coverage, hospital & surgical policy is a must.

as for the term plan, it is essential to include critical illness protection which caters to different severity. also, you should look for a term insurance plan that allows you to convert into life insurance in the future as this will ensure that you are still able to be insured regardless of your health. My advice is to speak to a certified financial adviser such as a CFP, instead of gathering opinions online. Hope this helps. Cheers!

Good enough for a fresh grad, though those who can afford should consider having an early CI coverage too.

Yes this is good enough. I only have hospital plan when I was a fresh grad.