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Diana Yuen

4d ago

∙

Bank loan Fixed rate or floating rate better ?

The bank loan rate is getting lower . Should we go for Bank loan fixed rate ot floating rate ?

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Vivian Foong

1d ago

Think floating rate

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Calvin

2d ago

Depends if u are okay with volatilty in payment or u prefer stability. Check also if the fixed rate is manageable. The interest rate for floating can go up or down so it is anyone's guess.

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Kent Toh

3d ago

Consultant at Sprinklr

Fixed rates have already start pricing in a lower interest rate. It doesn't seem floating are signif...

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