Atome

Yes, Atome transactions are indeed considered online spending. It's a convenient way to split payments for online purchases. It's like having a virtual jumping shell, helping you navigate through the online shopping world with ease!

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This is a difficult one. From my experience, Citi Rewards gave a mixed result - the first instalment was recognised as an online transaction while the subsequent instalments were not.

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However, HSBC Revolution recognised all the instalments as an online transaction.

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With this in mind, you may wish to consider using a safe card, than to risk your credit card rewards altogether.