At what age did you start planning your retirement and what age do you want to retire?

40. After I finished paying my housing loan.

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65. I'm saddled with two small kids

I do not have an age but I try to save and invest as much as I can. I do not know when I will retire but I want to have the freedom to quit any time I want.

Well... I enjoy what I am doing now. My job is my interest that pays well enough to save for 12 months of expenses and, pay off my HDB and family expenses with some passive investments. Max up my FRS and looking forward to ERS. The best part is my workplace (2 days WFH) is next building to Fitness First for a happy workout which I enjoy a lot. Probably retire by 65 years old to start my CPF life payout... :)

My plan is to retire before I turn 40. I am already starting to build a passive income stream, and once it stabilizes, I think that will be the time for my retirement